{"id":3347,"date":"2026-03-12T09:59:03","date_gmt":"2026-03-12T13:59:03","guid":{"rendered":"https:\/\/genispec.com\/blog\/how-a-strong-reserve-fund-and-maintenance-handbook-protect-you-against-inflation-that-changes-long-term-forecasts\/"},"modified":"2026-03-12T10:02:25","modified_gmt":"2026-03-12T14:02:25","slug":"how-a-strong-reserve-fund-and-maintenance-handbook-protect-you-against-inflation","status":"publish","type":"post","link":"https:\/\/genispec.com\/en\/blog\/how-a-strong-reserve-fund-and-maintenance-handbook-protect-you-against-inflation\/","title":{"rendered":"How a Strong Reserve Fund and Maintenance Handbook Protect You Against Inflation That Changes Long-Term Forecasts"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|auto||auto|false|false&#8221; custom_padding=&#8221;10px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(3,110,140,0.06)&#8221; custom_margin=&#8221;5px|5px|5px|5px|true|true&#8221; custom_padding=&#8221;10px|5px|10px|5px|true|true&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#036e8c&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]\n<p style=\"text-align: center; font-size: 1.5em;\" data-mce-style=\"text-align: center; font-size: 1.5em;\"><strong>TL;DR \u2013 What You Need to Know<\/strong><\/p>\n<ul>\n<li>Inflation makes long-term financial projections for a reserve fund uncertain over time.<br \/>A reserve fund based on outdated assumptions can become underfunded even if contributions have been maintained.<\/li>\n<li style=\"font-weight: 400;\" aria-checked=\"false\" aria-level=\"1\" data-mce-style=\"font-weight: 400;\">The main risk is an unexpected special assessment, sometimes accompanied by forced <strong>refinancing for condominium owners<\/strong>.<\/li>\n<li style=\"font-weight: 400;\" aria-checked=\"false\" aria-level=\"1\" data-mce-style=\"font-weight: 400;\">Bill 16 requires a reserve fund study to be updated every five years precisely because inflation cannot be predicted over the long term.<\/li>\n<li aria-checked=\"false\" aria-level=\"1\">The maintenance handbook is now the <strong>structural foundation of the reserve fund<\/strong>. It documents the building\u2019s actual condition and guides financial planning.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-mce-style=\"font-weight: 400;\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A reserve fund that is updated regularly and supported by a rigorous maintenance handbook <strong>reduces financial risk and protects the building\u2019s value<\/strong>.<\/span><\/li>\n<\/ul>\n[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;15px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<h2><b>Why Does Inflation Completely Disrupt Reserve Fund Forecasts?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Inflation cannot be predicted with precision. It is observed over time.<\/span><\/p>\n<h3><b>Economic Reality<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A reserve fund may appear stable while quietly falling behind. Contributions are collected. The balance grows. But <\/span><b>the real cost of future work rises faster<\/b><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Materials, specialized labour, logistics, and insurance all change over time. Even if the technical scope stays the same, the market does not remain static. Over a 25-year horizon, even modest annual differences can become significant.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">It is important to recognize that predicting inflation accurately over the long term is extremely difficult, if not nearly impossible. Even economists struggle to do so consistently. This is precisely why<\/span><b> Bill 16 requires periodic updates to the study<\/b><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">.<\/span><\/p>\n[\/et_pb_text][et_pb_testimonial author=&#8221;Yossi Elmaleh&#8221; job_title=&#8221;Engineer at Genispec&#8221; portrait_url=&#8221;https:\/\/genispec.com\/wp-content\/uploads\/2018\/05\/genispec-icon.png&#8221; quote_icon_color=&#8221;#036e8c&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">\u201cLife costs more. There is inflation. And that breaks the idea that five percent is enough.\u201d<\/span><\/p>\n[\/et_pb_testimonial][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;15px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>What seemed prudent yesterday becomes insufficient today.<\/p>\n<h3><b>Direct Consequences for Condominium Boards<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Inflation creates a dangerous illusion of stability. <\/span><b>The fund balance increases, but not at the right pace<\/b><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">. The gap remains invisible until a major project is triggered.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">When it is time to replace a roof, address fa\u00e7ade work, or repair structural components, contractor bids reveal the reality. That is when pressure begins.<\/span><\/p>\n[\/et_pb_text][et_pb_testimonial author=&#8221;Yossi Elmaleh&#8221; job_title=&#8221;Engineer at Genispec&#8221; portrait_url=&#8221;https:\/\/genispec.com\/wp-content\/uploads\/2018\/05\/genispec-icon.png&#8221; quote_icon_color=&#8221;#036e8c&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">\u201cWe regularly receive calls from co-owners saying there simply isn\u2019t enough money in the reserve fund.\u201d<\/span><\/p>\n[\/et_pb_testimonial][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;15px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>The issue is not intention. It is the gap between projections and the market.<\/p>\n<p><\/p>\n<h2><b>How Does Inflation Lead to Special Assessments or Forced Refinancing?<\/b><\/h2>\n<h3><b>The Financial Mechanism in Four Steps<\/b><\/h3>\n<h4><b>1. Initial projections underestimate future costs.<\/b><\/h4>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A <\/span><a href=\"\/?page_id=307\" data-mce-href=\"https:\/\/genispec.com\/en\/building-expert\/reserve-fund-study\/\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">reserve fund study<\/span><\/a><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\"> based solely on theoretical service life ignores the building\u2019s actual condition. A component expected to last 15 years may show deterioration at year 8.<\/span><\/p>\n<h4><b>2. Annual contributions remain artificially low.<\/b><\/h4>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">If projections do not reflect real inflation trends, increasing contributions feels unjustified. Boards often choose short-term stability.<\/span><\/p>\n<h4><b>3. Work arrives earlier or costs more than anticipated.<\/b><\/h4>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Technical reality accelerates the timeline. Inflation inflates the price. These two forces combine.<\/span><\/p>\n[\/et_pb_text][et_pb_testimonial author=&#8221;Yossi Elmaleh&#8221; job_title=&#8221;Engineer at Genispec&#8221; portrait_url=&#8221;https:\/\/genispec.com\/wp-content\/uploads\/2018\/05\/genispec-icon.png&#8221; quote_icon_color=&#8221;#036e8c&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">\u201cSome studies rely only on theoretical lifespan without evaluating the current condition. We inspect on site to determine the real state of the systems.\u201d<\/span><\/p>\n[\/et_pb_testimonial][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;15px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<h4><b>4. The fund becomes insufficient at the critical moment.<\/b><\/h4>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Projects cannot wait indefinitely. The board must raise funds quickly.<\/span><\/p>\n<h3><b>Concrete Consequences<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A special assessment is not just a line item. It is a financial shock. New owners are often the most vulnerable. <\/span><b>Some must refinance<\/b><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\"> to cover unexpected contributions.<\/span><\/p>\n<p><\/p>\n[\/et_pb_text][et_pb_testimonial author=&#8221;Yossi Elmaleh&#8221; job_title=&#8221;Engineer at Genispec&#8221; portrait_url=&#8221;https:\/\/genispec.com\/wp-content\/uploads\/2018\/05\/genispec-icon.png&#8221; quote_icon_color=&#8221;#036e8c&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">\u201cEspecially younger owners who have just purchased. They often have limited liquidity and may need to refinance to cover major repairs.\u201d<\/span><\/p>\n[\/et_pb_testimonial][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||15px||false|false&#8221; custom_padding=&#8221;15px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>Beyond the financial impact, trust erodes. Annual meetings become tense. The building\u2019s perceived value can decline.<\/p>\n<p><\/p>\n<h2><b>How Does Inflation Affect Mandatory Inspections and Regulatory Compliance?<\/b><\/h2>\n<h3><b>Increasing Regulatory Pressure<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Technical requirements are tightening. Insurers and financial institutions expect stronger documentation. With the adoption of <\/span><a href=\"\/?page_id=1817\" data-mce-href=\"https:\/\/genispec.com\/en\/what-is-bill-16\/\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Bill 16 in Qu\u00e9bec<\/span><\/a><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">, reserve fund studies and maintenance planning are no longer simple best practices but obligations within a more structured legal framework.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">In this context, financial improvisation has no place.<\/span><\/p>\n<h3><b>Why Does Delaying an Inspection Cost More During Inflationary Periods?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Building deficiencies progress over time. Costs also increase over time. Delaying an intervention multiplies both risks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A fa\u00e7ade bulge, infiltration issue, or structural crack does not remain static. <\/span><b>The longer corrective work is postponed, the more extensive the intervention becomes<\/b><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">.<\/span><\/p>\n<p><\/p>\n<h2><b>How to Structure a Reserve Fund Supported by a Maintenance Handbook in an Inflationary Context<\/b><\/h2>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A reserve fund can no longer be structured in isolation. It must rely on a rigorous maintenance handbook and review mechanisms adapted to economic uncertainty.<\/span><\/p>\n<h3><b>1. Integrate prudent assumptions rather than trying to predict inflation.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">The goal is not to guess the inflation rate for the next ten years. Even economists cannot do this reliably.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">The study should instead rely on <\/span><b>prudent assumptions aligned with current market conditions<\/b><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">, while recognizing that they will need adjustment over time. Overly optimistic projections delay necessary corrections. Conservative assumptions reduce the risk of financial shock.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">This is not about perfect accuracy. It is about maintaining a safety margin.<\/span><\/p>\n<h3><b>2. Respect the mandatory five-year update required under Bill 16.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">The five-year update is not administrative. It is structural.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Markets change. Costs evolve. The condition of a building also changes. A study that is not updated quickly becomes disconnected from reality.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Updating the study allows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-mce-style=\"font-weight: 400;\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">adjustment of economic assumptions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-mce-style=\"font-weight: 400;\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">integration of completed work<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-mce-style=\"font-weight: 400;\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">correction of financial gaps before they become critical<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">This discipline compensates for the unpredictability of inflation.<\/span><\/p>\n<h3><b>3. Maintain a rigorous and up-to-date maintenance handbook, since it documents the building\u2019s actual condition.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">The <\/span><a href=\"\/?page_id=1955\" data-mce-href=\"https:\/\/genispec.com\/en\/building-expert\/building-maintenance-handbook-for-condominiums\/\"><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">maintenance handbook<\/span><\/a><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\"> forms the technical foundation of the reserve fund.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">It records the condition of building components, completed work, and future interventions. Without this information, the study relies on theoretical assumptions rather than real building data.<\/span><\/p>\n<ul>\n<li><b>The maintenance handbook describes.<\/b><\/li>\n<li><b>The study quantifies.<\/b><\/li>\n<li><b>The fund finances.<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Without a structured maintenance handbook, planning loses credibility.<\/span><\/p>\n<h3><b>4. Communicate Clearly with Co-Owners<\/b><\/h3>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A single scenario assumes that costs will evolve exactly as expected. Economic uncertainty makes this assumption fragile.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">Using multiple scenarios allows boards to evaluate different levels of prudence and adjust contributions gradually.<\/span><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">It is better to choose a level of prudence today than to face a special assessment tomorrow.<\/span><\/p>\n<p><\/p>\n<h2><b>Why a Well-Capitalized Reserve Fund and a Rigorous Maintenance Handbook Protect Your Property Value<\/b><\/h2>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">A strong fund reassures buyers. It demonstrates that the building can finance major work without financial disruption.<\/span><\/p>\n<p><b>A building that plans inspires confidence.<\/b><b><br \/><\/b><b>A building that reacts raises concern.<\/b><\/p>\n<p><span style=\"font-weight: 400;\" data-mce-style=\"font-weight: 400;\">During inflationary periods, that distinction becomes even more visible.<\/span><\/p>\n<p><\/p>\n[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/genispec.com\/en\/contact\/#form&#8221; button_text=&#8221;Request a reserve fund study based on your building\u2019s actual condition&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#036e8c&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; button_icon_color=&#8221;#FFFFFF&#8221; button_on_hover=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-29px|auto||auto||&#8221; custom_padding=&#8221;||1px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#036e8c&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||-21px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_team_member name=&#8221;Genispec&#8221; position=&#8221;Consulting engineering firm based in Qu\u00e9bec&#8221; facebook_url=&#8221;https:\/\/www.facebook.com\/Genispec\/&#8221; linkedin_url=&#8221;https:\/\/www.linkedin.com\/company\/genispec-inspections-inc\/&#8221; icon_color=&#8221;#036e8c&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;20px&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font_size=&#8221;18px&#8221; position_font=&#8221;|600|||||||&#8221; width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;280px&#8221; custom_padding=&#8221;15px|0px|0px|||&#8221; border_style_all_image=&#8221;none&#8221; global_colors_info=&#8221;{}&#8221;]\n<p>Genispec is a consulting engineering firm made up of building engineers who are members of the OIQ. We offer specialized services in fa\u00e7ade and underground parking inspections in accordance with Law 122, as well as reserve fund studies and maintenance logs as required by Law 16. We also conduct inspections of commercial, multi-residential, industrial buildings, and condominiums. In addition, we provide building condition certificates and pre-delivery inspections.<\/p>\n<div>\n<p>All our reports are validated by a qualified engineer. Every article published on our website is reviewed and approved by a qualified member of our team to ensure the technical accuracy of the information.<\/p>\n<\/div>\n[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>TL;DR \u2013 What You Need to KnowInflation makes long-term financial projections for a reserve fund uncertain over time.A reserve fund based on outdated assumptions can become underfunded even if contributions have been maintained.The main risk is an unexpected special assessment, sometimes accompanied by forced refinancing for condominium owners.Bill 16 requires a reserve fund study to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2787,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-3347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Contingency Fund and Inflation: Avoid Special Assessments | Genispec<\/title>\n<meta name=\"description\" content=\"Inflation distorts contingency fund projections. Prevent special assessments with realistic planning aligned with Bill 16 requirements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/genispec.com\/en\/blog\/how-a-strong-reserve-fund-and-maintenance-handbook-protect-you-against-inflation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contingency Fund and Inflation: Avoid Special Assessments | Genispec\" \/>\n<meta property=\"og:description\" content=\"Inflation distorts contingency fund projections. 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